Planning the budget is one of the most crucial stages of your roofing project. However, your contractor and materials aren’t the only things you should consider during this phase. Sometimes, roofers discover hidden problems as they tear off the old materials. You have to take note of these potential issues when creating a budget for your project.
A local provider of asphalt and PVC roofing shares kinds of hidden roofing damage you should have your system checked for.
Why Is a Roof Tear-Off a Better Option?
When the time comes that you need a roof replacement, you have two options. You can either go for a complete tear-off or an overlay. In a tear-off, your roofer removes the old material completely and also addresses underlying problems in the process. In an overlay, your contractor simply installs new shingles over the old ones.
A reputable contractor would recommend a tear-off because this allows them to fix underlying issues that can lead to early roofing failure. This option offers longer-lasting results. Also, multiple layers of shingles can put a strain on your home’s structure. Choosing a tear-off means prolonging the lifespan of your roof and minimizing the risk of damage down the line.
Another benefit of a tear-off is a more appealing roof. With an overlay, roofs don’t always look new while in a tear-off, shingles look flatter and brand new. If you’re thinking about selling your home in the future, you can also benefit from a roof tear-off. This project can give you up to a 105% return on your investment. On the flip side, an overlay can reduce your curb appeal and drive away potential buyers.
Hidden Issues to Expect During a Tear-Off
Your roofer may recommend replacing the sheathing if they climb on your roof and discover that the decking is bouncy or springy. Decking pertains to the plywood sheathing underneath the roofing shingles. It doesn’t necessarily require replacement if it doesn’t have any issues. The most common types of decking today are half-inch-thick plywood and OSB panels.
Among the most common problems, roofers unveil when tearing off a roof is soft or rotten decking. Your roofer wouldn’t recommend replacing your decking unless it has damage. If there’s rot or the plywood is soft, your contractor would replace this component before installing the shingles.
You may not be able to identify drainage issues with your roof until the old material has been removed. Problems with your roof’s drainage system can cause water to back up to its surface. Ponding water is the last thing you want in your residential or commercial roofing system. It can lead to water damage, cause mold growth and compromise the structural integrity of the deck. When water degrades the roof’s surface, leaks can occur, which can also damage your interior.
While modern shingles do well against hail damage, massive hailstones can still cause issues. Even small holes in your roof can expose the decking to moisture, which can result in mold, rot and leaks. After a weather event, make sure to have your roof inspected. Bear in mind that hail damage is not always easy to detect, especially by the untrained eye. By detecting hail roof damage early, you can file an insurance claim to cover your repair costs.
How to Deal With These Issues
Among the easiest ways to avoid being surprised in the middle of your roofing project is to have your system inspected regularly. According to The National Roofing Contractors Association (NRCA), you should schedule roofing inspections at least twice a year. The NRCA recommends having it done in the fall when the temperatures are moderate and in spring when the snow and ice are gone. As mentioned, you should also get a professional roofing inspection following an extreme weather event.
During the inspection, your roofer will climb up on your roof so they have better access to problems that require repairs. A professional can detect even minor issues that can develop into major problems later on. Keep in mind that with proper maintenance, routine inspections and not delaying repairs, you can delay the need for a roof replacement.
Budget Planning Tips
Begin With a Plan
Roofs that are 15 years old or beyond are ideal candidates for replacement. This is because roofing materials wear as they age. After at least 15 years, roofs are susceptible to damage, depending on the materials and products used. Consider a roof replacement if you want your home to stay protected against the elements.
When planning your budget, you should consider the size of your roof and its pitch. Do you have a pitched or low slope roofing system? It would help to do your research on the permits you need and how much they would cost. Permits and regulations vary by location, and there may also be different sets of rules for historic homes.
Choose Your Material
The material makes a huge part of your roofing project cost. One of the most popular residential systems today is asphalt shingle roofing. This option comes in a wide range of colors and styles to complement every home. Make sure you already have a material in mind before contacting roofing contractors.
Obtain Multiple Quotes
No matter what home improvement project you’re working on, it always helps to obtain several quotes before committing to a contractor. Before hiring a contractor, get at least three estimates. Don’t worry because many roofing contractors provide free quotes and consultations. Various factors can affect the cost of your new roof, including materials, the pitch and size of the system, and your location.
Have Your Roof Checked
By having your roof inspected, you will have an idea about its condition and many years it has left. With this information, you will also know how much money you need to put aside. A professional roofing company can give you a more accurate estimate after inspecting your roof. It is best to leave inspections and tasks that involve climbing to professionals for your safety.
Start Saving Now
Once you have an idea about the cost of replacing your roof, it’s best to start saving. Determine a monthly or quarterly amount you can set aside in another savings account. Put in the equation the cost of your project and the remaining years your roof has left. Doing so should give you an estimated amount of how much you need to save regularly.
Prepare for Unexpected Issues
Problems can arise in the middle of your project, such as a deck replacement. Your roofer may also discover that you need new gutters. You must talk to your roofer about any potential issues that may affect your budget before the work starts. If possible, set aside 20% of your budget for extra expenses.
Consider Different Payment Options
You have other payment options for your project aside from cash, such as home equity loans and home credit loans. If your limit allows it, you can also pay via credit card. Roofing companies typically offer financing options for your roof replacement. Before signing any of these agreements, make sure you have read and reviewed them carefully.